PRIVACY POLICY

In order to provide our users with high-quality goods and services, Radhakrishna Kuries Limited (hereinafter referred to as "RK Chits" or "us" or "our") collects, processes, and stores your Personal Information (as defined below).

PERSONAL INFORMATION

Any information that may be used to identify a specific person, such as full name, email address, mobile number, Aadhar Card No, PAN, time of access, IP address, URL etc., is referred to as personal information.

PERSONAL DATA

Sensitive Passwords, financial information like a bank account, credit card, debit card, or other payment details, sexual orientation, Aadhaar and PAN information, and biometric information are all examples of sensitive information that falls under the category of "personal data." (Including but limited to fingerprints and photos)

PROTECTION OF DATA

RK Chits is dedicated to safeguard the privacy of any personal information you share with us, whether it is done so online or off, as well as any personal information that may be gleaned from the user's browser by one of our servers, associated companies, subsidiaries, or representatives.

USE OF PERSONAL INFORMATION

The information collected from you will be used for the following purposes.

1. To verify your Aadhar No and PAN and Address.
2. Your information enables us to more efficiently address your service requests and support needs.
3. To process your transactions conveniently
4. To send an SMS from time to time about the transactions made by you and to remind you about the auctions and due date of payment of the chit group.
5. RK Chits will collect a copy of the Aadhar card and PAN as a process of verifying KYC. RK Chits will safeguard the copy of Aadhar/PAN, and the first eight digits of Aadhar will be masked.
6. RK Chits assure you that the personal information provided by you will not be transferred or sold to any other company without your written consent.

ACKNOWLEDGEMENT BY THE USER

You will exercise caution while sharing the data/information. As a guideline:

1. Always check the address bar for the availability of “https”, to ensure the webpage is encrypted
2. Always avoid third-party extensions or plug-ins or add-ons on the web browser
3. Hidden services or Dark Web should not be used, and avoid autofill options.
4. You should check the privacy policy of the website and terms of use before using any applications
5. You should download the mobile application from the “Play Store” only.

DISCLOSURE OF PERSONAL INFORMATION

RK chits may give personal information submitted by you to Government Institutions, statutory or regulatory, whenever required for legal compliance.

To establish or execute our legal rights or to defend against legal claims, we may use personal information to respond to court orders or other legal procedures.

RK Chits shall take all efforts to protect the data/information pertaining to the customers. However in breach in data security caused by forces beyond the control of RK Chits shall not be the responsibility of RK Chits.

AMENDMENT IN PRIVACY POLICY

RK Chits may amend the privacy policy from time to time to meet our business requirements and comply with applicable laws. You are requested to view the privacy policy each time you visit the website.